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Category: Buying

  • FMCA Tech Tip: RV Buying Tips

    FMCA Tech Tip: RV Buying Tips

    Buying an RV typically is not always a simple, stress-free experience. After all, it requires a substantial outlay of discretionary funds. During the buying process it’s not uncommon for prospective first-time buyers to seek advice from their family, friends, or even FMCA (Family Motor Coach Association) members. More seasoned RV owners also may want information about how to make the process go more smoothly, and our friends at FMCA are here to help these buyers, too.

    They are providing us with a thought-provoking, logical pathway to the ultimate joy of owning and traveling in an RV. Check out their tips below.

    Budget

    The first thing to consider: How much can you afford?

    Most established dealers can assist with this, but three major items must be addressed.
    Down payment. If there is no trade-in vehicle, you’ll have to determine how much cash is needed for a down payment. Even if you have a vehicle to trade, it’s likely some cash outlay will be necessary.
    Monthly operating expenses. Factor in the monthly payment (if you are financing), as well as, the cost of insurance, fuel, outfitting, storage requirements, etc. Preventive maintenance. This is the cost of maintaining the RV’s major systems in order to enjoy trouble-free travel.

    It’s also a good idea to establish an “RV maintenance savings plan” where you are regularly depositing money into a dedicated savings account. Every month, try to deposit the cost of at least one retail labor hour at a local RV service facility. Over the course of a year, that will buy at least 12 of the 20 to 24 annual shop hours that typically are required to keep a motorhome or RV on the road.
    Family Needs

    Obviously, a family of five needs more sleeping accommodations than a traveling retired couple. In addition to sleeping arrangements, consider how much storage space is required for the family’s camping gear and each individual’s hobby interests. For example, a family member who is a gourmet chef will need a fancier galley than someone who doesn’t cook. Carefully determine the family requirements beyond the aesthetic features you might have in mind.

    Type Of RV

    After reconciling the budget and family needs, next consider the type of RV you’d like to have. RV categories include Type A, Type C, or Type B motorhomes, Fifth Wheels, and Travel Trailers. If you are bringing some equipment like ATVs or golf carts along, Toy Haulers is another available option. A good place to start researching the types of RVs is on RV Trader. 

    Another consideration: If driving/towing duties will be shared, will everyone be comfortable behind the wheel? Regardless of the type of RV chosen, new buyers will require some type of RV driving instruction.

    Code Requirements

    Be sure the RV under scrutiny is built to code, specifically to National Fire Protection Association (NFPA) 1192, which applies to recreation vehicles. Recreation Vehicle Industry Association (RVIA) has adopted NFPA 1192. All motorhome manufacturers that are members of RVIA build to that standard.

    This code has nothing to do with the quality of workmanship; rather, it governs the general fire and life safety requirements for the RV’s fuel systems, including the propane system, the plumbing systems, as well as the interior finish, the textile materials, the means of escape, fire detection equipment, and chassis requirements. For more information about NFPA 1192, click here.

    Construction Variances

    Look closely at how an RV is constructed. Techniques vary; all have their pros and cons. Material costs, build times, weight specifications, etc., all factor into the differences. Be sure the construction method is compatible with how the RV will be used. For example, if you will use it for winter skiing excursions, the R-factor of the insulation used is important to know and compare. How thick are the walls, floor, and roof? How secure is the weatherproofing? Are the storage bays heated?

    Floor Plan Compatibility

    A suitable floor plan involves more than a seat-belted traveling position for motorized RVs and a sleeping berth for each person. Ask yourself: Is everything exactly where I’d like it to be? Ensure that the floor plan truly works for you, the family, and the activities you have in mind. Do occupants have access to the bathroom with all the slideouts retracted? Is that an important consideration? Can the refrigerator be opened while in travel mode, or is it blocked by a closed slideout? Does it even matter? Is there enough wardrobe space?

    Don’t just “settle” on an RV purchase because that’s all the dealer had in stock. It’s amazing how many different, ingeniously designed floor plans exist at every length of each type of RV. Be sure the one you choose has the floor plan that works for you, not against you.

    Size/Weight/Length

    In most cases, as the floor plan requirements grow, so does the length of the RV, too. It’s helpful to keep in mind that RV’s can range up to 45 feet long, and the overall length stretches beyond that if you tow a car or truck. Some campgrounds, RV storage facilities, repair shops, and even some roads and local municipalities limit the overall length of the motoring configuration. Be sure you will not be limited by weight or length in the areas in which you plan to travel.

    Overall height is also important. The Internet teems with videos of RVers proving they did not know (or forgot) just how tall their RV was. If this is overlooked, low overpasses, railway bridges, gas station canopies, and drive-throughs of all types can be hazardous to the components on an RV’s roof.

    And don’t forget possible width restrictions. RVs with deep, opposing slideouts may be limited in some of the tighter spaces in older campgrounds. This is not always a dealbreaker, but it is something to consider if you will spend significant time in confined locations.

    Brand Integrity

    It’s always nice to get opinions from owners of the particular brand and model you are considering. Many FMCA chapters are focused on one manufacturer or brand; members typically enjoy sharing their wisdom with others. Also, many brands have official owners groups or clubs. Opinions are freely expressed on their online forums. But, remember, just because someone dislikes a particular brand does not mean all owners share that opinion.

    Your research also should include a visit to the National Highway Traffic Safety Administration website. Search for recalls regarding a particular brand, especially when buying a preowned RV.

    Keep in mind that a manufacturer or brand should not be condemned just because a recall was issued. “Many recalls have been attributed to inaccurate labels, rather than to mechanical safety defects,” said Walter Cannon, executive director of the RV Safety & Education Foundation (RVSEF), the leading voice of safety advocacy for the RV industry. But it is important that the manufacturer or selling dealer address all actionable items outlined in a recall.

    Check, too, whether an RV manufacturer posts online documentation for the brand and model you are contemplating. Online owners manuals, service literature, tech bulletins, and brochures will offer some insight into specific models. Does the manufacturer have an e-newsletter you can subscribe to? It’s not so much for pre-purchase research, but once you own the coach, regular manufacturer communications are a good indication of how the company views its customers.

    Another consideration, although not a deal maker or breaker on its own: Does an RV retain some value when it’s time to trade up or down?

    Availability

    The next step is to find the particular RV you’ve selected with the floor plan you want. If your local dealer carries the brand, but the specific floor plan and model you want is out of stock, no doubt it can be ordered. Establish a good relationship with your local dealer and purchase from there, even if the coach is available immediately from a distant dealer you found online. So, why turn away from a good deal you found online at a dealer that is a few states away? Read on.

    Buy Local

    If, in your quest to save a few bucks, you bought from a faraway dealership, it may be challenging to get in for service in a timely manner. And, remember, this extends beyond the warranty period. Even retail repairs and regular maintenance appointments may be granted to existing customers first. RV owners who purchased from a dealer will generally have priority over owners who bought a coach elsewhere. It’s true even if those owners live in the same town.

    Dealer Reputation

    Having a good relationship with a local dealer does not eliminate the need to properly evaluate the dealer beforehand.

    Do your research and get to know the dealership and sales staff. A good salesperson can be instrumental in ensuring you end up with the right RV and also can become a helpful ally after the sale. Avoid the high pressure of buying immediately. Even after you have settled all the issues, decided on a particular RV, and are ready to pull the trigger, sleep on it one more night.

    Get to know the service staff, too. Do they employ certified or master-certified technicians in the shop? Many FMCA RV owners perform much of their own preventive maintenance. Still, for a variety of reasons, many tasks must be performed by professionals. Quality dealerships will invest in technician education and certification. Look for the certified technician patch on the work uniform.

    Getting to know a local dealership may also provide a glimpse of how important customer service is to that organization. The better dealerships look beyond the initial sale and become your personal advocate for future purchases and ongoing technical support.

    RV Shows

    Don’t overlook the value that can be found at events such as FMCA International Conventions. Many dealers offer “show specials” whereby attendees can find great deals on the display RVs. RV shows, rallies, conventions, and other gatherings happen somewhere just about every weekend. At smaller shows, some dealers may even sell pre owned vehicles. Pre-delivery inspection of those coaches usually has been completed, and they are ready to go. Look for last-day markdowns. Shows sometimes have manufacturers’ representatives on hand and that’s a good time to ask more in-depth questions.

    Consumer Education

    Before deciding on a purchase, prospective owners also can gain a huge advantage over less-informed, impulse buyers by attending seminars such as the RV Basics workshop offered by FMCA Academy. More than 100 people at each event invest in their RV futures at FMCA International Conventions. Those who have not yet purchased their first RV gain tremendous insight and guidance, thereby reducing the risk of an unhappy buying experience.

    Take your time. Never make a snap buying decision. Do the homework. And most importantly, have some fun doing it. The journey to RV ownership can be enjoyed almost as much as the trips you’ll take in that new purchase. Remember, RVing is more than a hobby; it’s a lifestyle!

    Comparison Shopping

    All RVs are not created equal. The quality of components varies within each RV type, as well as, among manufacturers and brands. Likewise, differences exist in the quality of design and construction. That’s not necessarily a negative, since it results in a range of price points and allows many people to get into RVing at some level.

    RVs that appear similar may fall within the same price range. Comparing those RVs from a technical point of view, rather than simply on aesthetics, can reveal discrepancies that perhaps can lead to better buying decisions. Examples of such technical comparisons follow.

    Access To Components

    When buying an RV, consider the ease of access to parts and pieces that require periodic inspection and maintenance. For instance, is it necessary to partially disassemble the coach to find and reach the fresh-water filter/strainer attached to the water pump? That strainer needs simple, periodic maintenance. When winterizing, is it difficult to reach the low-point drain valves or the water heater bypass valves?

    Must you be a flexible gymnast to contort yourself into position to get to the circuit breaker panel board? And how easy is it to replace a fuse in the 12-volt-DC battery system? Can you even find the fuse block?

    The National Electrical Code (NEC) requires a certain number of receptacles on particular circuits. Are the receptacles located where you need them in the motorhome?

    Design Pitfalls

    As you compare RVs, look at the physical separation between propane appliances. In some cases, installing a forced-air furnace directly below an absorption refrigerator is not as good as having lateral separation between those two appliances. The same can be said when a gas water heater is installed directly below the fridge.

    Here’s why: For an absorption refrigerator to cool properly, a draft of cool air is drawn in from its lower exterior vent and then passes up through the rear of the cooling unit and exits out the roof vent or a separate, upper side vent. It is vital to keep the back of the refrigerator as cool as possible so that the convection airflow properly evacuates the heat generated by the refrigerator’s energy source and heat transferred from the food inside. A high heat-producing appliance installed directly below the point where the refrigerator draws in this cool air minimizes its effectiveness and can lead to operational problems.

    Cargo Weight Limitations

    The RV occupant and cargo carrying capacity (OCCC) listed on the required weight label shows the maximum number of pounds (or kilograms) the RV can carry, regardless of how much space is available.

    For more information about RV weights, including the federal weight label (and the older RVIA labels), visit the RVSEF website.

    Remember, All RVs are not created technically equal. So when buying an RV, look beyond the nice furnishings, storage space, and window treatments to see how well thought out the floor plan really is. And do not despair; the perfect RV for you and your family is out there. Enjoy the journey; enjoy the destination!

  • Mistakes to Avoid When Financing An RV

    Mistakes to Avoid When Financing An RV

    So, you’re ready to take the plunge into RV life? We’re excited to welcome you to the club – but before you dive head-first into the world of RVing, you’ll need to make sure you’re actually financially ready to make the big purchase. We’ve compiled a quick list of mistakes you should avoid making to make sure you’re ready to finance an RV when the time comes.

    Not Having a Budget

    Budgeting is a word no one likes to hear, but when buying a large purchase like an RV, it’s definitely something you need to consider. It’s fun to look at luxury Class A RVs, but if that type of unit isn’t in your budget then it’s time to move on to more realistic options. We encourage you to use online sites like RV Trader to research and compare the pricing of the types of units you’re interested in. Remember, it’s always important to buy within your means so you don’t regret your purchase down the road.

    Failure to Consider Other Costs

    When planning your overall budget, you’ll also need to account for other costs rather than just the RV itself. Additional costs associated with an RV can include fuel, taxes, insurance, maintenance, and more. You’ll want to create a spreadsheet with all of the expenses that your new RV could include and then add those to your other monthly expenditures like your mortgage payment, car payment, utilities, food, etc. After adding up all of these expenses, ask yourself if you can afford an RV loan on top of those recurring payments.

    Forgetting About Your Credit Score

    As with any loan, you’ll need to make sure your credit is in good standing and that you have enough credit history to qualify for an RV loan. You can request a free copy of your credit report from each of three major credit reporting agencies – Equifax®, Experian®, and TransUnion®. If your credit score needs some work, that could slow down the process of getting a loan. To build your credit score, you’ll need to make sure you’re paying your bills on time and that you’re working to eliminate any outstanding credit card debt.

    Not Saving For a Downpayment

    Once you see what a potential downpayment might look like for the unit you’re interested in, you’ll need to start saving. For some, this can take weeks, months, or even years depending on the amount required. For most of us, it’s unlikely that we will have those funds on hand at any given time so you’ll want to start planning well in advance. Keep in mind that the more you put down, the more likely you are to receive a lower interest rate.

    Avoiding Talking to a Lender

    Once you feel like you’re in a good place to consider buying an RV, you’ll want to reach out to a lender or have the dealership you’re working with reach out to various lenders – the option is up to you. Unless you’re paying cash, you’ll need to consult with a lender at some point in the buying process. There are various types of places to obtain a loan like credit unions, banks, RV dealerships, and online lenders. It’s okay to shop around to find the best rate and loan options for you and we encourage you to do so. Remember, lenders are here to help you and guide you through the buying process, so you can reach out to them at any stage of the financing process and lean on their expertise.

    The initial financing process might seem daunting, but it really doesn’t have to be if you avoid these mistakes. Ready to start the buying process? Check out some of our most recent listings on RV Trader.

  • Tips for Buying an RV Online

    Tips for Buying an RV Online

    COVID-19 has the majority of the country staying at home. If you had been interested in buying an RV, the quarantine might have put a damper on your plans – but in today’s world, it really doesn’t have to. With all of the technology we have access to, buying an RV is still possible with minimal in-person contact. So, are you still looking to buy? Despite the stay at home orders – it’s still possible with these easy tips.
    Check out our quick tips for buying an RV online:

    Determine Your Budget

    When looking for an RV, the first step you need to take is to look at your budget. What kind of funds are you working with? There are a wide range of budget options for every buyer and whether you’d like to buy new or used, RV Trader has an option for you.

    Decide on Type

    There are tons of options out there when it comes to RVs, so you’ll need to determine what type of RV fits your lifestyle and what exactly you’ll be using it for in the future. Have a large family and need a lot of space? A Class A RV might be a great fit for you. Enjoy camping, but want to step it up a notch? You might want to start with a pop-up camper. The possibilities while selecting a type of RV are endless.

    Do Your Research

    Most shoppers start their search for an RV by using a search engine. But the search engines aren’t the only place you can begin your journey to finding an RV. There are also a slew of other valuable resources, like online RV classified sites such as RV Trader. We encourage you to use RV Trader to conduct research on different types of RVs, see different price ranges, and check out a wide variety of floorplans. When you’re in the search phase, remember that it’s okay to browse. There is no pressure. All you’re doing is simply gathering any and all information about an RV you’re interested in. You’re free to explore any and all RV options out there and the best part is it will only take a few mouse-clicks to do so. Take notes to remember features that you like, read through the unit’s descriptions, and check out all of the photos and videos you can to get a feel for the unit. Don’t forget to utilize RV Trader’s MyTrader feature to save your favorite listings and searches and to get notified about new listings or price drops.

    Connect With the Seller

    Once you’ve seen a unit that you’re interested in, reach out to the seller by phone, email, or chat to see additional photos or to set up a video chat or virtual walkthrough if available. Dealers are eager to help you find the right RV for you, and through virtual meetings or through apps like Zoom or Facetime, they can give you a complete tour of the unit you’re interested in, without even stepping foot on their lot. Use the virtual meetings to ask questions and take notes while the dealer guides you through the unit.

    Ask for An Inspection

    Once you connect with the seller, don’t be afraid to ask for an inspection of the RV. Technology gives buyers the opportunity to conduct a virtual inspection over video call with the seller. If you’re shopping on RVTrader.com, you’ll be able to easily pinpoint for-sale RVs that have already received inspections with the RV Trader Inspection Badge. Listings with this badge have received a comprehensive inspection from RV Trader Assurance powered by Lemon Squad. Pre-purchase inspections can provide not only extensive information, but also peace of mind during the buying process.

    Purchase

    There’s nothing like finding the perfect RV for you. When you think you are ready to make your final purchase decision, you have the option of setting up an appointment with the dealership to view and purchase the unit (while keeping social distancing in mind) or you can have the dealer come to you (if available). Many dealerships are offering virtual buying options such as conducting financing entirely online, offering to deliver documents to sign in person (at a safe distance), and RV delivery options where the seller will bring your RV directly to your driveway.

    Social distancing doesn’t mean all purchasing has to stop, everyone just has to get more creative to stay safe during the process. Looking to buy an RV of your own?

     

    Start your search on RV Trader today.

  • Buying a Used RV From Start to Finish

    Buying a Used RV From Start to Finish

    Before You Start Searching for an RV…

    Prior to jumping into your search for a used recreational vehicle, you need to determine what your budget is and what kind of RV you want. An average used RV will cost about $15,000 and up for a smaller used camper or about $50,000 and up for larger motorhomes. You can get RVs for cheaper than this, but it would be considered a rare find.

    If you buy from a dealership, there are usually a variety of financing options available. If you decide to buy from a private seller, you will need to pay in full before you receive the RV or you could choose to let a financing company pay for you and pay them monthly. However, if you choose the latter option, you will then owe the financing company interest thus your overall cost will increase.

    The type of RV that you decide to look into buying is entirely up to you. The types of recreational vehicles that you can choose from include:

    • Class A, B & C Motorhomes
    • Pop-ups
    • Travel trailers
    • Park models
    • Truck campers

    All have their unique advantages and disadvantages. Each of these options listed do offer sleeping areas, but other RVs such as fish houses generally do not have amenities for sleeping.

    Online Research

    Once you have determined your budget and decided what types of RVs interest you, you should start doing your research online and RV Trader is a great place to start. Once you’ve found a unit you like, you’ll want to also look into the history of the RV itself.

    The best way to do this is by getting a vehicle history report. You can do this by visiting rvchecks.com – but there are a couple of limitations on that site. The first is that RVs registered in Oregon or Illinois are not required to provide you with any information. Another limitation is that rvchecks.com only provides info on motorized RVs. So, you will not be able to use the site for information on Travel Trailers, 5th Wheels, Tent Trailers or Campers.

    If you want to get vehicle history information on those types of RVs you will need to contact the DMV or appropriate insurance company with the VIN number.

    Ask Questions

    Once you have gotten some info on the RV, you should contact the owner of the RV again and ask them any questions that you might have. This includes asking to see maintenance records, asking when you or someone in place of you can come inspect it, asking for the complete list of features, asking if it’s under warranty and/or has any service package as well as any other questions you might have.

    Inspect the RV

    You should never buy an RV or any other vehicle “sight unseen.” This means you should always go and inspect it. If for some reason you can’t inspect in-person, you can also connect with the seller to ask for a virtual video walkthrough. And keep in mind, you can always hire someone to do the inspection for you. You can do that by using a site like Lemon Squad.

    For a fee, they will travel to the RV you are considering buying and conduct a thorough inspection for you. This will include a detailed report with more than 40 pictures. This is especially useful if you are buying a used RV from out of state so you will not need to travel just to inspect it.

    If you do choose to inspect the recreational vehicle yourself, there are several things you must be sure that you check. This includes the steering, suspension, brakes, the engine, any body or flood damage, appliances, fluid levels, and taking it for a test drive if possible.

    Make Your Offer

    If you have had the inspection conducted and you are satisfied with the RV, then you can make your offer. If you love the RV and want it right away, you should match the asking price. However, if you want to see if you can save a few bucks, you can see if the seller is open to negotiations. However, make sure that your offer is not insultingly low because then talks could break down. Before you try to negotiate price, you should learn all that you can about the RV. This way you do not come off as uninformed when you are in negotiations.

    Get the RV Home

    Keep your options open by looking for used RVs from all over the country, not just near you. You are limiting the amount of RVs that you can potentially purchase and might end up missing out on the deal of a lifetime.

    If you are worried about having to drive it home hundreds of miles from out of state, you do have another option. You can always have your RV shipped. Many auto transport companies offer oversized car shipping which often includes recreational vehicles.

    Shipping your RV to your home is an option that you can use if the recreational vehicle is a hundred miles away or if it is a thousand miles away. You should just be sure to book your shipment at least a month in advance. Once you do that you will just need to make sure that the seller of the RV is prepared for the shipment.

    By shipping your RV, you are not only saving yourself the trouble of traveling to the RV then driving it all the way home. You are also saving a considerable amount of money as well.

    Clean the RV

    When you finally get your newly purchased RV to your home, the first thing you will want to do is to clean it or have it cleaned for you. You can get your RV cleaned for you with a local RV cleaning and detailing service.

    If you choose to clean the RV yourself, be prepared to spend a few hours doing so. The exact amount of time that you will end up spending cleaning the RV will depend on its size. Just be sure that you have the right supplies to get it cleaned. This will include a hose with a running water source, soap, a vacuum, a general-purpose cleaner solution, and several dry towels. You also might need a ladder so you can clean the top of the exterior properly.

    Matt Osborn is the lead writer for RoadRunner Auto Transport.
  • What to Know Before Buying a Class A RV

    What to Know Before Buying a Class A RV

    Travel is usually at the top of almost anyone’s bucket list, but the cost alone often holds people back. This is where buying an RV can come into the picture. RVs allow travelers to reduce the cost of travel by eliminating the price of a plane ticket, hotel, and the frequency of eating meals out. Because of this, and other reasons, the RV lifestyle has become more and more popular for both travel solutions and for full time living.

    If you’re considering buying an RV for full time or part time use, or if you already own one and are considering switching to a different type, then follow along with this multi-part series to become an expert on all the different types of RVs. Let’s start with Class As.

     

    What is a Class A?

    One of the most common RVs seen on the road is called a Class A Motorhome. These are the large, self-contained rigs that are similar in size and shape to buses. The idea of operating such a large and heavy vessel can be intimidating, but like with driving any new vehicle, there are several designs to increase visibility for the driver. Class A rigs also tend to have onboard generators, which is a huge advantage.

    It’s important to note that Class As come in both gas or diesel varieties. Diesel engines are typically more powerful and tend to last longer and are a common choice for many RVers. Another benefit of diesel-powered Class A RVs is that the placement of the engine is in the back of the rig, making for a quieter ride. But with convenience, power, and longevity comes a higher price tag, not to mention that diesel fuel is more expensive than gasoline. Gas-powered motorhomes use regular fuel and the engine is situated up front, which can make for a noisier ride.

     

    Features

    Class A RVs come with a variety of premium features, most of which are dependent on when the RV was manufactured. Amenities can include propane stoves, propane ovens, convection ovens, couches, queen and king-sized beds, recessed lighting, recliners, TVs, and much more. Some are quite luxurious and others have a more humble and home-like feel. If you have the funds to purchase a brand new RV, the floorplans and colors are customizable. If you’re looking to purchase a used Class A, reputable websites, RV shows, and third-party sellers are your best choice, and it’s entirely possible to find the refurbished RV of your dreams.
     
     

    Traveling and Set-Up

    One of the many perks of traveling in a Class A is having full access to both the kitchen and bathroom. Instead of finding an exit with restrooms and food options, you simply pull off at an exit of your choice and can conveniently access your entire home on wheels. It’s also much more comfortable to travel with pets in a Class A, versus a truck towing a trailer.

    For many reasons, Class A motorhomes are a popular choice for full-timers or anyone using their RV for long stints. One favorite feature is the ease of set-up. Once you find your campsite, you can simply park, level the RV, open the slide outs, and connect your utilities.

     

    Long Term

    If you plan to use your Class A long term or to visit places other than campgrounds, then you will most likely need to tow a personal vehicle. There are many factors to take into account when towing and some of these factors can be quite costly.

    Because Class A motorhomes are self-contained units, they require more maintenance and upkeep. The maintenance and any work that needs to be done is much pricier than that of an automobile and requires specialty RV repair shops. Not to mention, if the rig breaks down for any reason, towing can be expensive – but if you’re looking for a true home on wheels – then a Class A might still be a great fit for your lifestyle.

     

    Other Considerations

    The intended use of an RV is one of the most important factors. Knowing your size and spacing needs will give you an idea of how much space your RV requires. For instance, a couple using an RV full time or a large family traveling part time would have different space requirements. Another important factor to consider is traveling with infants or young children that require car seats. Special safety accommodations must be made in order to provide a safe travel area for them.

    Another consideration is the amount of space the RV takes up. Parking can be a challenge, as not all areas can accommodate such a large vehicle. Campgrounds also only have limited sites that can accommodate big rigs. If you ever choose to forego campgrounds, then boondocking can also be a challenge because of the size, and also the lack of off-roading capabilities. These are all important factors to consider when considering a class A motorhome for your next rig.

    When choosing an RV, it’s crucial to decide what works best for your intended use and comfort. Bigger rigs mean more amenities, space, storage, and comfort, but that’s met with spacial challenges and cost. Class A motorhomes are the all-in-one rig that can give you, your family, and your pets the right amount of space for your next dream vacation. If you have decided that a Class A motorhome is the RV for you, take a look at the selection of new and used Class A RVs available on RV Trader.

    Pro Tip: When you shop for a Class A RV on RVTrader.com, you can find units that have received a complete inspection from RV Trader Assurance powered by Lemon Squad. Look for the RV Trader Inspection Badge on our online marketplace to view a full inspection report, which covers a computer diagnosis of the engine, along with a comprehensive examination of the vehicle condition, mechanical, underbody, tires, wheels, structural integrity, and more.

    Do you have a Class A motorhome? What other factors did you take into consideration before purchasing? Feel free to share in the comments below!

  • How to Find the Perfect RV for You

    How to Find the Perfect RV for You

    When you buy an RV, you aren’t just purchasing a camper—you’re investing in a future full of open roads, scenic vistas, and crackling campfires. But choosing the wrong unit could turn those vacation dreams into more of a nightmare. With all of the options out there, how do you know which RV is right for you?

    To Tow or Not to Tow?

    RVs fall into two categories, motorhomes and towables. Motorhomes are self-contained units and come in three types: Class A (built on a commercial bus or truck chassis), B (a camper van), and C (built on a van chassis with an over-cab bunk). Their main advantage of motorhomes is the flexibility while traveling, since passengers can move around the cabin, prepare food, and even use the bathroom while in motion. Another benefit is ease of set-up—turn off the engine and just like that, you’re camping.

    But there can be cons to motorhomes, too. Because you’re paying for both a vehicle and a living space, motorhomes are more expensive than towables. Even mid-sized motorhomes are often too large or cumbersome to maneuver easily in small towns, so you may need to tow a separate vehicle for sight-seeing and shopping. If you already own (or need) a large SUV or truck, a towable is a more economical option, and you’ll have wheels to move around town or take day trips after you set up camp.

    Towables come in a wider variety of shapes and sizes, from compact teardrop and pop-up campers to travel trailers and fifth wheels. While many motorhomes can sleep six or eight, most still have only one rear bedroom. Most motorhomes rely on fold-out couches and convertible dinettes for extra beds, while many trailer layouts include separate bunkrooms, giving large families an added measure of private space.

    Bottom line: Motorhomes win for convenience and comfort while traveling, but trailers are designed with families—and their budgets–in mind.

    Camping or Glamping?

    Do you like the idea of “roughing it”? Do you plan to camp in areas where electricity won’t be available? For dry camping (also known as boondocking), you’ll want features like solar panels, an ample battery bank, a generator, and dual fuel/propane systems and appliances.

    If glamping is more your style, the only limits to your RV’s amenities are your budget and imagination. Modern units include options like extra baths, kitchen islands, electric fireplaces, outdoor kitchens and entertainment systems, and most are equipped with multiple slides for spacious indoor living.

    Does your idea of fun include getting out on the water or going off-road? If you have kayaks, a jet ski, an ATV, golf cart, or a motorcycle, consider a built in toy-hauler. Available in both motorhomes and towables, these RVs include a rear garage to store whatever you need to make your vacation complete.

    Bottom Line: The kind of camping experience you want should guide your choice of RV.

    Is Bigger Always Better?

    Not necessarily. There’s a cost that comes with size, both in a higher purchase price and in the expenses of use. Plus, driving a big rig isn’t for everyone, and the differences in turning radius, braking distance, and sway in a heavy travel trailer can make towing challenging. Accessibility is another problem. Many state and national parks were designed decades ago, when RVs were smaller. In fact, 27% of national parks don’t have sites for RVs over 35 feet, and only 7% of national parks can accommodate RVs longer than 40 feet. In many cases, even if you meet this criteria, you will also need available space to park your tow or towed vehicle in a separate lot.

    Bottom Line: Choose an RV you are comfortable handling, and one that can take you where you want to go. We highly recommend taking a test drive before you get too far down the path to purchase.

    New or Used?

    That depends on two things—your budget and your mechanical skill. Depreciation of recreational vehicles in the first year is estimated to be about 21% and increases to between 35 and 40% by year five. This makes purchasing a used RV an economical choice—if it was well-maintained. Otherwise, you could be looking at high repair costs unless you can do the work yourself. Before buying a used unit, go online, check reviews, and look on forums for any issues with the manufacturer or model. And consider hiring an expert to do a survey of the RV before you buy—it will be money well spent.

    Bottom Line: Used RVs make financial sense, but you have to do your homework.

    Ready to Shop?

    Before you buy:

    • Research different manufacturers and models.
    • Look for owner review on reliability, workmanship, customer service, and warranty coverage.
    • Go to an RV show.
    • Compare types and sizes of units. Sit inside, try out the kitchen, lie on the bed. Imagine living in that space for a week of rainy days.
    • Rent an RV. Nothing beats firsthand experience!
    • Make a wish list. Write down five features that are MUST-HAVES and five that are WANT TO HAVES. Use those as your guide. Don’t be talked into a unit that doesn’t fit your needs.

    Take the time to find the right unit for you and your family—and let the adventure begin!

  • 5 Things to Consider When Financing an RV

    5 Things to Consider When Financing an RV

    RVs make for the ultimate road trip vehicles, allowing owners to bypass hotels, restaurants, and other costly vacation expenses. This can make vacations more affordable, fun, and convenient. For these reasons, more people than ever are hitting the road in their tiny vacation home on wheels and loving every second of it. However, this freedom and relaxation comes at a price.

    The average RV can cost anywhere from $50,000 to $1.5 million and most people don’t have the means to purchase an RV outright, so they look to financing options to make their dreams come true. With an expenditure of this size, it’s crucial to know all of the details before you commit. Financing an RV is a big life decision and should be treated as such.

    Consider these five principles before taking out a loan on an RV.

    1. Securing funding for an RV loan could be difficult

    Before obtaining a loan, it’s best to have the mindset that you are purchasing a second house. If you’ve ever purchased a home, you understand what a hassle securing a loan can be. Purchasing an RV poses an even bigger challenge because it’s considered a luxury loan. Unlike an auto or home loan, it is not a necessity, so lenders do not hand these loans out as easily. But don’t worry! Securing a loan can be tricky, but it is not impossible. Lenders look at a variety of factors when determining loan eligibility.

    2. RV loans can look a lot like mortgage loans

    Many of the factors that determine eligibility for purchasing a house also determine eligibility for purchasing an RV. This means that you will need a good debt-to-income ratio to qualify and lenders may want to use collateral to secure the loan. Sometimes the collateral could be the RV itself. Unsecured loans are also an option, but they typically require higher interest rates and longer loan length.
    As with any loan, a good or excellent credit score will help you seem more desirable to lenders. This will also secure lower interest rates and better terms. With a purchase of this size, a ten to thirty-year loan is common, depending on the final sale price. In addition, you will want to have ten to twenty percent of the total RV cost as a down payment. It may be possible to secure a loan without a down payment, but it is rather unlikely. The larger your down payment, the lower your monthly payments will be and this will affect your total amount spent in the long run. If you are looking to become a full-time RVer, selling your current house or vehicle can often be a great way to create an influx of cash for your new home on wheels.

    Additionally, please know that your total monthly payment could be fairly high, similar to a mortgage. It will vary based on a number of factors, including sale price, total cost after your down payment, interest rates, and more. It will likely not be as low as an auto loan, but an RV is an investment and is surely worth the overall cost.

    3. Depreciation could mean you owe more than you paid for your RV

    Just like cars, new RVs depreciate tremendously in the first year of ownership. Brand new RVs lose fifteen to twenty percent of their value as soon as they’re driven off the lot, and this can be rather hard to swallow. Buying a one to three-year-old RV can help reduce the initial depreciation, while still often getting the feel of a brand new vehicle, but with a significantly-lowered cost.

    Still, interest rates and continued deprecation mean that, over time, you will likely pay back more than just the RV’s sale price, just as you would with a mortgage or car loan.

    4. There are many types of RV loans

    Your RV dealership may be able to secure a loan for you, which is often the easiest approach, but this is not your only option. Be sure to do all your research and consider a few loan companies before making your final decision. Dealerships, banks, credit unions, and online lenders all offer RV loans. Be sure to review rates and terms from a variety of sources to ensure you are getting the best long-term deal.

    5. You will need to show lenders that they are making a good investment

    If your RV is totaled in an accident or suddenly needs costly repairs that you cannot afford, the lender may lose a substantial amount of money. For this reason, you may need to show lenders that you are willing to protect their investment with a few important steps.

    First, you will likely need to purchase an RV that is in good condition. Typically, your lender will want to see a full inspection report (provided by most dealers), as well as a list of past and future maintenance. In addition, loans are usually only offered for RVs that are ten years or younger. This is because younger RVs are less likely to experience extensive mechanical failures that could result in a loss for the lender.

    Buying a warranty could help lenders to see that you are serious about protecting your RV. Many RV warranties will protect your rig bumper to bumper for three to five years, or a certain amount of miles. The warranty price can often be rolled into the total loan amount, protecting your new rig and increasing your chances of securing a loan.

    Lastly, most lenders will require you to insure your new RV with both comprehensive and collision auto insurance. This will protect your RV to the highest extent, ensuring that it is protected, even in the event of an accident caused by the owner. This will be fairly costly but will likely be less expensive than comp and collision insurance on a car that is driven daily.

    Obtaining financing for your RV is no small choice and should not be taken lightly. Future RV owners should plan to do lots of research before shopping for their new rig. And once you’ve found the perfect RV, be sure to consider any and all options and scenarios before securing a loan. Planning ahead can save you time, money and frustration in the long run when financing the RV of your dreams.

  • 13 Tips for Avoiding Scams When Buying Online

    13 Tips for Avoiding Scams When Buying Online

    As the leading online marketplace for buying and selling RVs, RV Trader understands just how useful the Internet can be in finding your next recreational vehicle. However, it is essential that online shoppers always be on the lookout for scams. Spikes in scams occur around the holidays in retail, but they can happen all year round. Because we always want our customers to be safe, we’ve put together a list of 13 tips for avoiding scams when buying online.

    1. Confirm the Seller is Real

    A seller should always clearly provide the name of their company, as well as their physical address, telephone number, and email address (1). If they don’t provide that information, that’s an immediate warning sign. If they do provide the information, you need to check that it is accurate.

    • Plug the physical address into Google Maps to make sure the location is where a legitimate business might operate.
    • Do a search online for the phone number provided to see if it returns the company or if people report getting spam calls from the number.
    • Ensure that any email or telephone number you are given is an exact match of the contact information on the Contact Page of the seller’s official website. For example, anyone contacting you from RV Trader directly will have an @rvtrader.com or @traderinteractive.com email address – never a Gmail, Yahoo, or any other personal email provider domain.

    2. Check Online Reviews

    Leaving and reading company and product reviews has become a huge aspect of online shopping, and continues to grow. People who have been scammed by a company are very likely to have left an online review about their experience. Search for the company’s name along with the keyword “reviews” or “scam” and see what other people have said.

    3. Ask Your Peers

    Instead of only seeing what strangers have said online, ask your friends, coworkers, and industry peers if they have used the company in the past and what their experience was working with the seller. They can not only let you know if the seller would be a quality partner, but also how the seller typically communicated with them so you can know if anything seems off about their communications.

    4. Evaluate the Website

    Thoroughly review the seller’s website to make sure it looks professional (1). Most fake websites will look somewhat strange, with spelling and grammar mistakes, low-quality product images, and other oddities. This can help them naturally filter out cautious shoppers; they know that if you don’t catch simple mistakes on a website, then you’re not likely to catch their scam either. Avoid being pegged as an easy target by evaluating their content with a critical eye. You should also look for other claims on the website that could be verified. For example, if they have seals of approval or endorsement badges from a company you trust, like the Better Business Bureau, contact that company or view their website directories to check if they really have worked with or endorsed the seller.

    5. Confirm the Product is Real

    You may want to verify that any pictures of inventory are of the actual for-sale product and are not stock images from online (1). To make sure you are buying the specific product in the pictures, ask the seller for a photo of the unit that includes the seller holding a piece of paper with their name and the date, or anything else you ask for. It may be a slight inconvenience to them, but you should be suspicious if they refuse to provide the photo.

    6. Confirm the Deal is Real

    Sometimes companies really do offer amazing deals, but most of the time when something sounds too good to be true, it probably is. Scammers will often say you’ve won a prize, but claim you have to provide sensitive information and/or send them money for the taxes, fees, or shipping costs. Typically prizes don’t come with any charges to the winner, so that’s already a big red flag, but also ask yourself if the prize is reasonable or if it seems over the top. Finally, ask yourself if any deal or giveaway fits the pattern of typical behavior for the company and if they’ve offered similar deals or prizes in the past. If you’ve never signed up for a contest, or heard of the company making comparable deals to the one they’re offering you, that’s another huge warning sign.

    7. Use Caution When Clicking Links

    Sometimes a scam goes beyond tricking you into sending money, but instead involves directly stealing your identity and/or hacking your computer and online accounts. This is why you should be wary of clicking unknown links in emails or on websites. Scam links could redirect you to an unsafe site or may download a virus onto your computer. Always hover your mouse over links, which will cause a link preview to appear either by the mouse icon or near the bottom of the browser, letting you know where a link would really redirect you. It’s also a good idea to right-click on the link, copy the website address, and then search for it online to see what comes back. Only click links when you know and trust the site it leads to.

    8. Don’t Give Out Too Much Info

    When making an online purchase, typically the only information required will be your name, credit card details, and address, as well as possibly your phone number (1). If the website asks you for anything additional, especially including sensitive data like your social security number, you should be suspicious.

    9. Only Enter Info on Secure Sites

    When providing personal information, only do so on websites with an SSL or TLS encryption. These encryptions create a secure connection between your web browser and the server of the company you are interacting with, with no outside observation or interference. Websites with secure encryptions will display a padlock symbol in the address bar of your browser, and the first letters in the address bar will be “https” instead of simply “https.” Be sure you see those signs, especially when you reach the payment stage.

    10. Only Use Secure Payment Methods

    When you pay for something online, you should follow three security guidelines (1). First, always pay on a page that is secured, as we just discussed. Second, pay by credit card as you may be able to recover your money from the credit card company if fraud occurs. Third, avoid direct money transfers, as it can be nearly impossible to get your money back if you are scammed or have issues with the product.

    11. Use Credit Card Protection Services

    Many credit card companies will offer a unique credit card number that you can use for specific websites (2). These card protection services ensure that if somebody gets hold of your credit card information from a transaction on those select websites, they can’t use it on any other sites, saving you from being scammed out of significant money.

    12. Regularly Check Bank Statements

    Use your banking website or app to review the electronic statements for your credit and debit cards and checking accounts regularly instead of waiting for the physical bill to arrive (if you even still get a paper bill anymore). This helps you control any fraudulent charges and take immediate action by calling your bank or card issuer (1).

    13. Check Privacy Policies & Consumer Rights

    Seller’s should always have a page on their website detailing their privacy policy. Check this policy to make sure the company will not use your personal info for anything other than the purchase. Online businesses also must provide clear and correct information about your rights as a consumer (1). A seller should clearly describe your rights regarding returns or warranties. If a seller lacks these statements, use caution.

    We hope these tips are able to help you successfully avoid online scams, whether you’re buying a Class A on RV Trader, or any other inventory online. And we want to hear from you – what are your tips for avoiding online scams? Let us know in the comments below.

  • Where Can I Buy an RV Warranty?

    Where Can I Buy an RV Warranty?

    You have options when it comes to where you can purchase an RV. The primary two choices are RVs bought directly through a private party, or from the lot of a dealership. Both buying options have pros and cons, and the correct venue for purchase will depend on your needs as a traveler. Subsequently, the options to protect your new rig will differ depending on who supplies your coverage.

    In this post, we explore some key differences between buying an RV through a private party versus a dealership, plus some important factors to note on protecting your investment.

    From an RV Dealer

    There are lemon laws in place for many dealerships, and if you’re purchasing new, you’ll also receive a one-year manufacturer’s warranty for any shake-out issues. For used units, you typically have a 30-day grace period to get any repairs covered.

    But what happens beyond those 30-days, or even the year?

    When you purchase an RV directly through a dealer, you have two options to protect your investment. You can either buy extended warranty coverage through their existing programs, or you can go through an online broker.

    No matter where you purchase your policy, there are some things you should look for to ensure reliable coverage. First, is there an option for personalized quotes? Not every traveler has the same needs, and you don’t want a one-size-fits-all policy. Make sure your purchase includes the components you want protected, and that you’re not paying for what you don’t.

    Next, confirm the person selling the policy is a subject matter expert in the warranty itself, not just the physical RV. Beyond that, post-purchase support can be invaluable when it comes to smooth claims processing. You’ll want to make sure there is someone to go up to bat for you and communicate between all parties involved (including: the administrator, repair facility, and obligor).

    You’ll also want to look at the network of repair facilities the coverage offers. Can you go to any repair shop in America and Canada, or are you limited to a few, or just the dealership? The policy won’t be of much help if you’re in a bind on the road and you can’t get the repairs covered at the local shop, or by a mobile mechanic.

    Another thing to note, is that you’ll have the longest warranty term options with the cheapest price when you are purchasing a new unit. That’s because the brand-spanking-new RVs driving off the lot have the lowest probability for breakdowns in the eyes of warranty companies. If price is a factor for you, consider purchasing a policy before your manufacturer’s warranty runs out to ensure you’re getting the most bang for your buck.

    Through a Private Party

    Once you purchase a used RV, you’ll either find that the original owner has already fixed a majority of the initial issues, or you’ll have an as-is vehicle that needs a multitude of repairs on your own dime.

    The older the motorhome or towable becomes, the more important it is to purchase supplementary protection products like an extended warranty or roadside assistance. These policies can benefit your purchase decision in more ways than one, and truly serve as a tool to assist in choosing a quality rig at a fraction of the cost.

    Unfortunately, the older the rig is, the more susceptible it is to breakdowns. That’s because 3 out of 10 RVs will need a major repair within their first two years on the road. That jumps to 8 out of 10 RVs by the fifth year, and nearly every RV by the eighth year of use! Those odds aren’t great for your budget if you don’t have some sort of additional protection in place.

    The quotes from extended warranties can help determine how often your specific unit will breakdown. Warranty companies are constantly evaluating the risk associated with specific units, and the price of coverage can give you further insight into how frequently you may expect your RV to fail during the lifetime of the policy.

    It’s important to note that an online broker will be the only option for extended warranty coverage after a private party sale. Brokers are often able to offer a wider array of options and age eligibility, making them a perfect fit for many private party shoppers.

    Plus – the RV extended service contract can continue to add monetary value even if you decide to sell your home-on-wheels down the road. It suggests that a rig has been well maintained and any issues or service needed was performed in a thorough manner. Similarly, if your private party purchase came with an extended warranty, it likely suggests the RV has been well cared for.

    Things to Consider When Selling Your RV

    Whether you purchase a warranty from a dealership or from an online broker, make sure it’s fully transferrable. If you sell your RV directly to another RVer, that process should be simple. A small fee, and a few quick signatures should be all that’s required to transfer the remaining policy term to the new owner. If you’re not absolutely certain you’ll hold on to your rig for the remainder of its lifetime, you should make sure to confirm the transfer process with your broker or dealership.

    You have options when it comes to buying your RV, and protecting it long term. The tips above are an excellent way to begin your education on the differences between private party and dealership RV purchases, along with the different roads you can take to protect your investment after you’ve secured your home-on-wheels.

    Article written by Wholesale Warranties, the leading provider of RV Extended Warranties direct to consumer. With a focus on education, customer service and reliable coverage, Wholesale Warranties has established themselves as the premier option for RVers looking to protect the road ahead. To work with a highly trained RV warranty specialist on an RV protection quote for your home-on-wheels, please call 800-939-2806 or visit wholesalewarranties.com.

  • Tips for Buying a Vintage Camper

    Tips for Buying a Vintage Camper

    Vintage campers have the ability to transport us back in time, have an undeniable charm, and are all the rage right now – which is why so many consumers are interested in purchasing them. But the real question is – is a retro trailer the right choice for you? Before you claim a little piece of history, there are a few things to consider when buying vintage. We’ll share a few questions to ask yourself and simple tips you need to know before buying that diamond in the rough.

    Determine usage level

    Before you buy, it’s important to ask yourself how you’ll be using your vintage camper. Are you planning on taking short weekend getaways or cross country road trips? You’ll want to determine what you’ll be using your camper for so you can decide on proper size, quality, and length to best fit your RVing needs. If you’re planning on parking your unit at specific campgrounds or RV parks, you’ll need to see if they have any restrictions on vintage units.

    Gauge your budget

    It’s time to empty out the piggy bank to see what finances you are working with before buying a vintage camper. If you are buying a full restored camper, you might be looking at a higher price up front but this could minimize future repairs in the long run. On the other hand, buying an older model can definitely be a more cost-effective option. But if you plan on renovating your camper, you’ll need to be prepared for any surprises that come up in the process.

    Keep an eye out for water damage

    We’ll say it louder for the people in the back. LOOK FOR WATER DAMAGE. When buying a vintage camper, you need to inspect the unit very carefully because the sad reality is, most vintage models have water damage that can be easily hidden. If there’s too much water damage, there’s a chance the whole unit will need a complete renovation. Anyone else hear a cha-ching? Fixing water damage can cost A LOT of money so here are the big things to look out for:

    • Ripples on the interior walls of the camper
    • Water stains
    • Repainted walls (some sellers will try to mask the water damage by painting)
    • Floor leaks/rotting
    • Window and ceiling vent leaks

    To DIY or to not DIY?

    This is an important question to ask yourself before you consider buying a vintage RV. There are many vintage RVs on the market that have already been completely renovated and restored, so if you’re looking eliminate the DIY work, those units might be your best option. If you’re toying with the idea of buying a true vintage camper, you’ll want to assess your ability level and the time, money, and energy you want to spend on fixing up an older model. Renovations give you the ability to give your camper a custom feel, but it’s important to keep in mind that they also take time and effort to restore.

    Check for any electrical damage

    Electrical damage can be a dealbreaker when it comes to buying a vintage camper because to get to the root of the electrical issue, you will typically need to remove all of the interior walls. Unless you’re extremely handy, you will most likely have to bring in a professional. That’s why it is a good rule of thumb to make sure all the electrical systems are in good working order before making your purchase. It’s also a good idea to double check that the propane systems are working properly as well.

    Fully examine the exterior of the unit

    Before purchasing a vintage unit, you’ll want to take a look around the exterior of the unit to make sure it is in good shape. Check the panels and glass to make sure there are no cracks. A few dents might not be a dealbreaker, but if the exterior of the camper is in bad shape that means there is a higher chance of leaks down the road.

    Know your towing capacity

    It might sound obvious, but if you’re planning on buying a towable vintage unit, you need to make sure you have a vehicle that can actually tow your trailer. Vintage campers come in a variety of sizes, lengths, and weights, so you’ll need to keep that in mind when starting your search. You will also need to find out the towing capacity required and the weight of the specific unit you’re interested in to make sure it’s a fit for your current vehicle.

    Make sure to keep our tips in mind if you’re on the hunt for a “seasoned” model. Vintage campers can be so much fun to own and the renovation process can be exciting, but it’s important to know everything that comes along with purchasing a vintage trailer. If you’re looking for a retro beauty of your own, check out our listings on RV Trader!